Wednesday, October 10, 2018

Dream Car?





Pangarap Ng Karamihang Pilipino Magkaron Ng Sariling Kotse Bukod Sa Sariling Bahay Right?



Ke Dream Car Mo Man O Dream House Mo Man Ang Pag Uusapan Sa Post Na Ito Magkaka Idea Kayo...


HOW DO RICH PEOPLE THINK
HOW DO RICH PEOPLE PLAN THEIR FUTURE
HOW DO RICH PEOPLE MANAGE THEIR LIABILITIES
HOW DO RICH PEOPLE EXTEND THE LIFE OF THEIR MONEY
HOW DO RICH PEOPLE UTILIZE THE POWER OF LEVERAGE
HOW DO RICH PEOPLE EXECUTE TIME LEVERAGE FOR THEIR OWN ADVANTAGES
HOW DO RICH PEOPLE CONTROL THEIR EMOTIONS
HOW DO RICH PEOPLE KILL THE IDEA OF BEING NEGATIVE AND BE CONFIDENT ENOUGH TO THEIR DECISIONS
HOW DO RICH PEOPLE ACQUIRED FINANCIAL CONFIDENCE


In Majority Having A Brand New Car In The Philippines Makes You Look Like A Wealthy Person.


Ang Pagkakaroon Ng Brand New Top Of The Line Car Hindi Sa Lahat Ng Panahon Nangangahulugang Na Mayaman Millionaire Ka…


Karamihang Emotions Ng Tao Kapag Nakaka Kita Ng Bagong Kotse Sa Kamag Anak Kapit Bahay Kakilala Di Natin Maiwasang Itanong Cash O Loan Mo Kinuha? Hanep Big Timer Ka Na!!!


In Majority Mga First Time Car Buyers It’s Such A big Achievement Ito Para Sa Kanila That Makes Them Think And Act That They Are Rich Enough Lalo Na Mga Bumili Ng By Cash


Cash Purchase Vs Car Loan In Most Cases Filipino Think That Buying A New Car By Cash Is The Smartest Thing To Do And It Gives Them Illusion And Validity That They Are Indeed Rich


To Further Understand What I’m Tryin’ To Say Let Me Count The Way


Market Value: Php1,060,000
Cash Purchase: Php1,060,000
Binili Mo Ng Cash… Wala Ka Nang 1M+
Binili Mo Ng Cash Dahil Sa Ayaw Mo Ng Long Obligation Monthly Commitment Na Babayaran


Binili Mo Ng Cash Kasi Segurista Ka


Binili Mo Ng Cash Dahil Sa Idea Ng Pasimpleng Show Off “Masabi Mo Lang You Can Afford At Big Timer Ka Na”


Binili Mo Ng Cash To Make Your Self Look Like Rich


Binili Mo Ng Cash Dahil Ayaw Mong Bumayad Ng Malaking Interest Or You Can Not Afford To Pay Big Interest


Kelan Mo Naipon Ang 1M+ At Anong Idad Mo Na Non? (10 To 20 Yrs Of Hard Work & Age Ranging From 30s To 50s) “Regular Na Manggagawa Can Not Even Make It To Buy A New Car”


Binili Mo Ng Cash Without Thinking Na Mas Malaking Pera Gagastusin Mo Sa Brand New Car Mo Once Nairelease Na Sayo Dream Car Mo


Hindi Matatapos Ang Gastusin Mo Sa Car Gaya Ng Upgrades Accessories Etc… Bukod Sa Yearly Gas Insurance Maintenance HABANG NAGPRA-PRICE DEPRECIATE IYONG KOTSE


3 To 5 Years Life Cycle Ng Car Mo, The More Na Di Ka Maalaga The More Na Mas Maikli Ang Life Cycle At Mas Malaki Iyong Expenses Bukod Sa Idea Ng 1 To 2 Years Di Mo Na Gaanong Trip Car Mo Kasi May Bagong Labas Nanaman Na New Model Na Mas Maganda Pa Sa Car Mo


Market Value: Php1,060,000
Financing: Php1,060,000
Total Loan: Php1,060,000 + Php212,000 = Php1,272,000
Total Interest: Php212,000
20% Down Payment = Php212,000
60 Months Amortization = Php21,200
Pera Mo: Php1.060,000 Minus 20% Equals = Php848,000
Php848,000: Palalaguin Mo Sa Business & Investment


Definition How To Manage Your Money
Gamit Ang Logic Idea Psychology Ng LEVERAGE


MAY 2 MILLION KANG CASH OR SAKTONG PANG BUDGET NA 1.2M+ WAG MONG BIBILIHN NG CASH CAR MO BAGKOS UTANGIN MO!!!


Matapos Mong Mag Loan Ng 1.2M+ Na Car With 20% Down Payment....


80% Nalang Matitira Sa Kabuuang Budget Mo Na 1.2M+ Which Is 848k


848k Isa Talaga Mo Ang Pang 1 Year Amortization Na 21,200 x 12 = 254k

Matitira Sayo Ay 594k Ngayon Pagulungin Mo Na Ngayon Sa Mga Sumusunod Na Examples....


Business #1 (Simpleng Tindahan) Kumikita Ito Ng 2k Per Month x 12 Months = Php24,000 x 5 Years = Php120,000
Business #2 (Micro Business) Kumikita Ito Ng 5k Per Month x 12 Months = Php60,000 x 5 Years = Php300,000
Investment #1 (Stock Market “Stock Investor”) Kumikita Ito Ng 6% A Year Lets Say 6% Ng 300k? Php18,000 x 5 Years = Php90,000


Investment #2 (Stock Market “Stock Day Trader”) Kumikita Ito Ng 1k Per Day… 5k Per Week x 4 = Php20,000 x 12 Months = Php240,000 x 5 Years = Php1,200,000
Pinagulong Mo 80% Ng Pera Mo Sa Business & Investment
May Kotse Ka Na May Pera Ka Pang Tumutubo Per Year Sa Business & Investment Mo
Magpe-Pay By Itself Ang Kotse Mo Sa Diskarteng Ganito (Iyon Ay Kung Alam Mo!)


Example 2


Pang Bobo Mong Kita Sa Stock Market As Swing Trader To Day Trader Ay 10k A Month?
10k A Month x 12 Months = 120k x 5 Yrs = 500k Profits!!! Now Deduct Mo Sa Php1,272,000 Na Utang Mo Gets? SUPER DUPER SIMPLENG TECHNICALITIES LANG ANG IISIPIN!!!


Para Mo Lang Nabili Car Mo Ng Php572,000 Napakinabangan Mo Pa Ng 5 Yrs!!!


SABAY BENTA MO NA USED CAR MO KAHIT PALOKO KUNWARI 200k I-BAWAS MO NGAYON SA 572k??? PARA MO LANG BINILI NG 372k CAR MO!!!! BAWI-BAWI AT PANALO KA PA!!! DAHIL MAKAKATAKAS KA SA SAKIT NG ULO SA PAG KALAMPAG NG MAKITA NG SASAKYAN AT MAS MAHAL NA MAINTENANCE EXPENSES SA LOOB NG 5 YRS MO SYANG PINAKINABANGAN GETS?????


REAL THOUGHTS VISION EDUCATION NA MAKUKUHA DITO AY...


Hindi Na Para Magpaka Matay Ka Muli Na Maka Ipon Ng 1M+ Dahil Sa Mismong 1M+ Mo May Buhay Ka Na Kung Alam Mo Lamang Ginagawa Mo KUNG MAALAM KA SA IYONG KAPERAHAN


MAY CAR KA NA BRAND NEW MAY BUSINESS & INVESMENT KA PA (ANG CAR MO AY HINDI INVESTMENT KUNDI LIABILITY!!!!)


Usapang Stock Market
(Ke 100% To 10% Lang Tamaan Mo Sa Mga Projection IT STILL ADDS UP Towards Your Car Loan!!!)
(Pwede Ring Gamitin Ang Idea Na Ito Sa Low Cost Housing Less 2M House & Lot Na 25 Yrs To Pay For OFW)


Biili Mo Car Mo As Loan Sa Panahon Ng Ghost Month To Bear Month From Aug To Dec (Bagsak Ang PSEi)
Down Mo 20% At Yung 80% Itaya Mo Sa Piling-Piling Stock Na Blue Chips Na Mismong Kilala Mo Na.
Kung Matalino Kang Stock Investor Doing Peso Cost Averaging Kada Year Tutubo Pera Mo Kahit Maliit Na
Percentage… Kita Ka Na Sa Price Appreciation Ng Stock Mo Kita Ka Pa Sa Dividends Gets???